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Georges El Masri [00:00:00] Hello. Hello, and welcome to another episode of the Well Off podcast, I’m your host, your host, Georges El Masri almost said of words. But anyways, thanks for joining guys. I really appreciate you tuning in and leaving us reviews and feedback and letting us know what you think. And if there is ever anything specific that you want to hear about, or you want me to discuss any particular guest that you want to see on the show, then please feel free to reach out. But on today’s episode, I did speak to Shawn Rea. Some of you guys may have heard of him. You’ve seaman seen him on other podcasts, but he’s an active investor. He started at 25 years old, had a bit of a rough childhood in terms of finances and decided he didn’t want to be stuck in the rat race, so he started investing at an early age. And since then, he’s actually traveled back and forth between here in Belize. He started investing out there in a really creative strategy. I love that he just kind of thought outside the box. He did replicate somebody else’s strategy, but the idea of doing what he’s doing is really cool. It’s not very common. So, so many different ways to make money in real estate, and I think you guys are going to enjoy hearing about that. He also talks a little bit about his portfolio in the Niagara region. So good things in here. You can listen till the end and figure out if you want to reach out to him. His Instagram and all that he shares with you guys, so make sure to check him out. Shawn Rea, Instagram That’s his profile. And if you guys want to connect with me, you can go to well-off dossier forward slash report to download some free reports or just, well, I’ve not seen Book of Call and I’m always happy to get to know you guys once again, always appreciative of you listening. Sharing this with your friends and family, I hope you’ll enjoy the episode. Welcome to the podcast, where the goal is to motivate, inspire and share success principles. I’m here with Shawn Rea Shawn, who is actually in Belize right now. It’s pretty awesome. Welcome to the show. I’m happy to have you here.
Shawn Rea [00:01:58] Thank you very much. I’m excited to be to be on this podcast, I’ve listened to lots of other previous guests. I’m just grateful to be a part of it.
Georges El Masri [00:02:05] Awesome. So yeah, I just I know you got we got a lot to talk about, but let’s just start off, by the way I normally do, which is tell me a little bit about your childhood. Something you remember from back from back in that time and maybe where you grew up.
Shawn Rea [00:02:20] Yeah, so basically, like starting off, I guess I grew up in a single family home, so it was just my mom and myself. I was an only child. My parents split up when I was about eight years old and I saw my mom struggle financially quite a bit, especially, you know, as I was growing up. And, you know, with kids, everything’s expensive. And as you become a teenager, you know, you’re like, you know, 10, 11, 12 before you’re actually working and stuff like that. I realize that, you know, we didn’t my mom didn’t really have the means to buy me the stuff that I wanted and that I saw other kids were getting. And I always felt like, Oh man, you know, I just don’t have all of the things that I wanted. And I started working at a young age at about 13 years old, doing like paper, paper rounds and fire delivery stuff like that. And didn’t really ever have a good grasp of what financial literacy is. I didn’t. I didn’t know any. I didn’t know how to save money. I didn’t know about investing. I was just told, You know, you got to get a job, you got to work, got to go to school, you got to study and then get a job and go from there. And so I did exactly that up until like my mid-twenties, basically, and I personally struggled financially all the way up until my mid-twenties. So I was using credit cards, racking up debt. I was going on vacations that I couldn’t afford. I was basically doing everything wrong.
Georges El Masri [00:03:42] Yeah, I read a little bit about that. You were living, I guess, paycheck to paycheck until about twenty five years old. And then what changed for you? What? What made you want to start investing in, like kind of create this this life for yourself that this change for yourself?
Shawn Rea [00:03:56] I would. I’m going to go back to say, like some, some podcast episodes I say, like it was reading a book, right? But it really was just me having a change in mindset. Right. And that’s what altered the course of like my life was just having this blip in a mindset of like looking at, you know, everything around me completely differently. And the reason that I did that was because I found a motivation. So I found something that motivated me to get out of my comfort zone, which a lot of us can relate to of like, your comfort zone is like you go to school, you become educated in something, you build a career and you get your you get your money and then, you know, you buy a house, you have a family and you have kids and you have a nice car and you go on a couple of vacations. Yeah, that’s a comfort zone. That’s what ninety five to ninety nine percent of people are doing with their lives. And for me, the trigger, the motivation was my child. So I had my first daughter, and as soon as I had my daughter, I realized that I was struggling to spend time with her. Not because I not because I know because like I didn’t want to, it was because I had so many responsibilities just to be able to pay the bills, just to be able to pay the bills and keep a roof over our head. I had to work so much and I’m like, This system is broken, and that is what that was. What flipped my mindset.
Georges El Masri [00:05:23] Yeah, a child will make a big difference. We’re about to have our first. So I know, like curious to know what it’s going to feel like. I know it’s going to be very different, but that’s awesome. So what does your life look like now? I know you like we just said, you’re in Belize, and you were telling me earlier that your family came with you for a few months earlier this year. Tell us a little bit about your life now.
Shawn Rea [00:05:47] So through real estate investing, the only reason the only reason that I’m doing this right now is because I because I’ve had this flippin mindset and I started, I started working on myself, which then allowed me to educate myself on some different things that I wasn’t aware of, like financial literacy and assets and liabilities. And that was through reading and reading all of these books and listening to these podcasts like, you know, like this and listening to other people’s journeys. And through that, I was able to absorb all the information and start taking action on my life, on my personal journey and through a bunch of investments over the over the years since I started investing. I’ve literally changed my life, and I’ve built up a sizable portfolio in Canada, and I started building a portfolio here in Belize, in the Caribbean. And so I’m spending time here kind of like business pleasure, kind of lifestyle, some personal growth stuff which we can get into. But all of it was through real estate.
Georges El Masri [00:06:47] So I have two questions for you. The first one is why did you how did you figure out that you needed to work on yourself in order to change your life? And then I’ll ask you the second question after you answer that.
Shawn Rea [00:07:02] Why did so why do I need to work on myself to change?
Georges El Masri [00:07:05] How did you how did you realize you need to work on yourself to change your life?
Shawn Rea [00:07:10] Because through the through the readings, like I almost want to say teachings like when I read a book, you realize that the person who wrote this book has already gone through their entire journey. Right? And they’re reading a book about their life now, and they’re teaching other people. So I guess what I say through teachings. I realize that the one common denominator among most, if not all, successful people who stay successful throughout their life is that they have a change in mindset. It’s not just, Oh, I’m just going to start, I’m just going to start investing money because I read a book. But there’s still negative. There’s still a negative person, and they still surround themselves with negative people. That was one of that was one mindset shift was Who am I spending my time right? And I was spending time with people that that were not necessarily lifting me up. And that’s a change in mindset as you change your circle because then you realize, OK, I need to be more cognizant of who I’m actually surrounding myself with and who I’m spending the majority of my time with. And as I started to filter some people out and filter, some people in that circle started changing. I started thinking differently because I started thinking like these other people who are already very successful in doing really well in life. And I found that the more I related to them, the more the hungrier I became. And as I became more hungrier, the more successful I became and doors started opening for me. So it all came back to that’s why I decided, you know, I really need to focus on my mindset. And now I’ll say that, you know, above real estate above investing above becoming a millionaire, a billionaire. You will never sustain that for your entire life unless you change your mindset and focus on that first. Mm-Hmm.
Georges El Masri [00:08:54] Yeah, for sure. So, so basically starting to read it kind of open your eyes and it made you do it, made you want to understand more and to work more on yourself and then surround yourself with better people, people that are kind of not better people, necessarily, but people that are on the same journey as you, that have similar goals and whatnot. And by being around those people, it may it created this this fire in you to be more successful and to achieve more. So it was kind of like a snowball that that just kept growing and growing.
Shawn Rea [00:09:26] Yeah, it’s a compound effect exactly because you make one little tweak with your with your mindset or with your daily habits, and then you start taking actions with that in your consistent and then that that compounds with the next action that you take. And then before you realize it, people don’t even recognize you.
Georges El Masri [00:09:42] Yeah, for sure. Yeah, it’s amazing because sometimes you like you look back and you think, I’m not really doing that much like I accomplished a few things. But then you look back at like where you were three or four years ago and you think, wow, like my life is completely different from what it was back then. And it’s just these little things kept adding up and made this big change.
Shawn Rea [00:10:06] Yeah, exactly. Yeah, that’s so true, it’s easy, but it’s real, you know, and that’s why people say, like, how do you an elephant one bite at a time? Yeah. So it’s just all those little steps, all those little things that you do every day. Yeah, for
Georges El Masri [00:10:18] sure. So to go back to my second question, which was about Belize. So can you tell me what? What are you investing in like? What do the property, the investment properties look like out there? And why did you start investing there?
Shawn Rea [00:10:34] So one of my one of my dreams when I was younger, before I ever got into real estate, you know, 20 years or 19 years old, I flew to Cuba and as my first time ever, seeing like a beach like that was just tropical and waste sand and the music and the palm trees and just that whole vibe. I fell in love with it and I’m like, one day I want to have a house that’s on the beach and I want to have I want to spend a lot of time in an environment like this because it made me feel happy and healthy. But that wasn’t something that was realistic at that time for me financially. And as I started investing in real estate and I started, I started building up some capital and some equity in some of these properties that I had, I started really actually looking at it seriously, and so I started looking at different countries. More recently, like this, within the last couple of years, I started looking at different countries that I could invest in as a Canadian citizen, and Belize ended up coming up on my radar just for the ease of access and, you know, barriers of entry being so low, which is which is what attracted me most. And then I did more research. I found out about the taxation. I found out there’s no capital gains. I found out that English is their first language. So all the contracts are in English and all of that just kind of it kind of pointed me in the direction that I’m like, this makes the most sense, and I love connecting with a bunch of realtors down here. And the first thing that I invested in was a vacant plot of land. So I bought that in January of last year just before COVID started and I bought a set and I’d never been to this island of Diski. I just watched a lot of YouTube videos. I asked a lot of questions. I connected with a lot of realtors and stuff down here on the island and signing up, pulling the trigger on that. And then fast forward to March COVID happened and world was world was on lockdown. Everything when everybody’s gone crazy, stock markets are dumping and all of a sudden, I started seeing some listings of some of these properties coming up and they were they were like, really, really well priced. And I reached out to my realtor and I’m like, Hey, learning what I learned in Canada, which was you make money on the buy. So I knew that these listings were low based on, like other research and comps that I’ve looked at, and I just started putting in low offers on a bunch of properties like same thing that I would do in Ontario. And I guess because of what was happening with the COVID pandemic, people were looking to actually exit out of some of their investments. And I ended up I ended up in a bunch of those up right during the middle of the pandemic. And so I ended up buying about five six seven parcels of land during COVID without ever being here. And then this year, earlier in the year, I flew down. So we’re talking like a year, a little bit over a year after I’ve already invested in here and bought a bunch of parcels of land. I flew down and I saw what I bought and I was blown away. I was like, I cannot believe that I own this for what I paid for it. So it was it was one of those things where it’s like I went on my gut feeling and that gut feeling like was like surprising me when I got here. And so I ended up buying like 14 more parcels of land during the three or four months that I was here this year. And then we bought a condo as well because my kids fell in love with the island.
Georges El Masri [00:13:58] Cool. So you’re buying like just land. Nothing on it.
Shawn Rea [00:14:03] Yeah, it’s vacant land. It’s like bushes, palm trees and military stuff like that. And then and then what I ended up doing was while I was here, those first seven that I bought last year, I paid some local guys to clear them. So we cleared all those lots out. And then I’ve since resold some of those for about two or three times what I paid for them last year.
Georges El Masri [00:14:23] Awesome. And what do you plan on doing with the land? Like, are you going to build on there or just hold on to it and sell it later?
Shawn Rea [00:14:29] Yeah. So we always talk about as real estate investors like cash flow, cash flow, cash flow, right? So with that being my principal in Canada, that the reason that the reason that I think most people should invest in real estate is not for the equity appreciation or whatever because you have no control of that. Some people do that and they like to bank on that. And if they do, good luck. But I always say you shouldn’t invest your cash flow. So with that being said, the properties here, I don’t necessarily plan on even flipping them just for cash. I guess I’m actually getting a residual cash flow from. These are the ones that I’ve sold. What I do is I hold the land in my name and I give them a 90 percent mortgage, so I’m giving them a 90 percent undertake back. I charge them 10 percent interest on the money for 30 years. So I’m collecting payments on the land for 30 years at a 10 percent interest. So it gives me a bunch of cash flow, right? So this is actually a cash flow player, but you could sell it for cash, you know, two, three or four times whatever you pay for it. But I don’t I don’t think necessarily that’s the smartest play unless you need that capital right away. Otherwise, I’d be looking at more as a cash. Locally, you can also build cabanas or Casitas, or you can build concrete houses up to you and then you can rent those out on Airbnb as well.
Georges El Masri [00:15:42] Awesome. So the people that are. Are doing like the VTV with you on the buying end. What are they doing with the land?
Shawn Rea [00:15:51] They’re mainly retirees, they’re not necessarily investors, so they’re more on the retail end. So there’s a couple that they just got here. They’re from Tennessee and they purchased a plot of land off me. They’re actually staying here in this condo complex where I am. And I met with them yesterday and I was asking them the same plans. So they’re in there. They’re in their 50s. And their plan is to pay it off during the term that they have. I’ve given them no prepayment penalty, which means that they can pay me in advance in full and I won’t charge them any extra fees at any point. But for right now, they’re paying 10 percent interest on that. Once they do end up paying me, then their plan themselves personally is to build their own residence here as they retire, which they’re planning for the next five to 10 years to retire. So that’s kind of what I think most people are looking at, and that’s where I’ve seen most interest is retirees coming in. They’re looking to retire in five, 10, 15 years. They want to secure something now because they believe that the price of that land is going to be tenfold fold by the time they retire. So trying to secure something now, and that’s kind of what I see.
Georges El Masri [00:16:55] That’s pretty cool. So you bought a piece of land, let’s say, and then you clear it out, remove some of the bushes and trees and then you offer somebody a VTB or, yeah, you offer them a VTB. They purchase the land from you with the 90 percent VTB, 10 percent interest. So I’m assuming the price that they paid is higher than what you paid for it originally. You’re saying you made two or three times the price of what you paid. So you’re making money on the sale of the property plus on the interest payments. So you’re kind of double dipping.
Shawn Rea [00:17:26] Yeah, you’re making a big return. Yes, we’re talking probably 10x on what you pay cash.
Georges El Masri [00:17:33] Yeah. Cool. And you’re doing it. You’re going to do that with all the land you bought, basically.
Shawn Rea [00:17:38] No, not all of them. Some of them were actually keep, you know, we’re going to build. So I bought some of these with my friends like friends, right? So they’re also like, I have some business partners that we own, some property in Ontario and some of the laws that we purchase. We actually have a plan to build something. We might build a hostel. There’s a need for the hostels in the area. So we’ve been talking about plans of building a hostel we see a lot of. I’ve been talking with some of the guys that are doing bigger stuff here on the island, and they have some partners that are coming in from to lume and doing stuff that are very similar to the Chilean style. So we’re kind of waiting right now. We’re going to see how this the landscape changes over the next five to 10 years and see if people actually start bringing in these totally new style resorts and stuff like that. Plans for some world renowned resorts coming into that area within the next several years that are being proposed right now. So if all of that stuff happens, we’re much more likely to be building than we are to be selling, because that would be it would be a lot more valuable to build on them. Awesome.
Georges El Masri [00:18:38] Well, good luck with all that, and that sounds like an exciting project and lots of like. It’s very creative. You’re coming up with things that are different. I’m sure not a lot of people are doing what you’re doing, so that’s great to
Shawn Rea [00:18:51] actually get this idea. Just so that people don’t think that I got that. I figured this out on my own. I copied this from somebody else. So this same strategy was taught to me by another realtor who lived here for 15 20 years and was investing while he lived here. He now lives in France with his wife, but still he holds 40 mortgages on the island, and that’s how I learned the strategy was from. I always say, don’t reinvent the wheel. You got to connect with other people who are doing great things and learn from them.
Georges El Masri [00:19:25] Oh, for sure, that’s what most successful people do. They just replicate what others are doing. So good for you, for doing that, for having that success. I wanted to ask you about your properties in Ontario. I know you invest a little bit in, per Colburn. I don’t know if you’re in other cities as well, but how are things going there? Are you holding on to your properties? Are you starting to sell them and maybe take your money to Belize? What are you doing now?
Shawn Rea [00:19:52] So when I first started investing in real estate, I remember everybody always said buy and hold, buy and hold. Don’t sell, don’t sell. And I’m still kind of I’m still kind of on that page where I’m like, I’m going to just buy and hold. I’m going to keep on to these assets and hold on to these assets. And I’m going to see what happens over the next, I don’t know, five, 10, 15, 20 years, I guess. I don’t really have any plan on just liquidating my assets there. So, so right now, I’m not selling. I haven’t. I haven’t really sold any. I’ve had to sell one through a joint venture partnership that I had. But that’s all that I’ve really sold. And so I’m continuing to invest actually in Ontario, so I’m still building my portfolio there. We didn’t do many acquisitions this year. We bought four rental units. That was it in Ontario. I think I think it was four. I think that’s all we wanted was for. But yeah, so we’re still looking to build and acquire more and grow that portfolio. And most of it, I would say, 80 percent, 90 percent of the portfolio is in the region. So it’s Colburn. It’s 43 well and St. Catharines, Niagara Falls, Crystal Beach, Ridgeway.
Georges El Masri [00:21:08] So, so tell me a little bit about that. Like tell me about Port Colburn and 43 and some of these other places that you’re investing in. I personally invest in well and I have. I’ve been to Port Colburn a couple times to check it out. But what is it that you like about these, these little cities or little towns?
Shawn Rea [00:21:26] Yeah. So when I started, it was cash flow. Mm-Hmm. The problem is that these, you know, when I when I started buying like the first two for the first four plex that I bought in October and I paid two seventy for that in 2019, the second four Plex the last year. In 2020, I paid 240 for it in for. The comps there, I thought, obviously there’s cash flow with four units. You know, you’re buying, you’re buying in the mega region for sixty thousand dollars per unit and you’re paying a two percent interest rate to the bank. So the cash flow is like unreal on some of these. Like we’re talking like on the buy, you’re making a thousand after turnover, you’re making twenty five hundred cash flow on a single property. So the cash on play was enormous. And it was that was that was why we invested there. We weren’t really worried about, you know, it being a small town and this and that we weren’t worrying about pretty much anything, not even the condition of the building, because we knew that we could elevate that so we would buy something that needs massive rentals or every single unit need to be rent order. Or, you know, some of the units where we’re based particularly like living for free and we were able to take those at that price point. We were OK with that. But now we’re seeing, as you know, as you can see, that those complexes are now worth six seven eight nine hundred thousand dollars even in Brooklyn. So the question now is what do you do? What’s the strategy, right? Which is why you’re seeing some people exit and new investors coming in who are newer to that market? I still believe that an aggregation is going to continue growing. So even though we’re seeing these four exits between six seven eight nine thousand. I honestly think it’s going to continue to grow. And I don’t think that all of a sudden, we’re just going to see a drop off in price. It might stabilize, but I believe that the negative is going to continue to grow in value. I still think it’s undervalued for Ontario and for the amount of people that are looking for housing. So I think Nigeria is a great market to be investing in still, and I’m going to personally continue investing in it. Mm-Hmm.
Georges El Masri [00:23:33] Yeah, it’s pretty crazy just to like to see the jump in the last 18 months, maybe I’d say it’s been a huge increase like the prices you’re seeing in some of these areas are starting to match, you know, like Hamilton sometimes or places that are more established. So it’s good that you were able to buy a couple of these for Plex’s under 300, and it’s very rare to find I don’t know if you can find anything like that anymore at this time.
Shawn Rea [00:24:01] The last four Plex that we bought was September of 2020 under that price. Oh yeah.
Georges El Masri [00:24:08] Now what about your tenants? What kind of tenant profile are you getting after you’ve renovated these units?
Shawn Rea [00:24:15] So usually on acquisition stage, we’re usually looking at lower income tenants, and that’s kind of generally what we were typically seen in those multi-family. And the reason for that is because in the past, people that were making I don’t know, let’s say, like thirty thousand dollars salary, it’s like two couples are making $30000. They would be able to afford a single family home so they didn’t need to rent because of the price increases and everything. As we were doing, turnovers were actually seeing people with really good jobs that are moving into these multi families that are nicely renovated and they’re paying fifteen, sixteen, seventeen hundred dollars. So we’re seeing that demographic change in a lot of these buildings, which is great because I have friends who are investing in the same pockets that I’m investing in and as we turn over one building and we have someone else that we don’t turn over another building, we’re actually seeing the street change. And it’s actually really good for the for the region and for the town as a whole.
Georges El Masri [00:25:12] Yeah, there’s some pretty rough, rough homes out in that area, just like anywhere in Niagara. Whatever, like some homes are pretty bad. But yeah, there’s
Shawn Rea [00:25:20] there’s one bad pocket in in Port Coal-burning, which they call. I can’t remember what it’s called, but there’s a badge it’s about. Yeah, yeah, Burkholderia.
Georges El Masri [00:25:32] Oh, there’s a bad pocket everywhere. But the interesting thing is
Shawn Rea [00:25:37] water is one of our Crystal Beach and 40. So actually Crystal Beach Ridgway and 48 is for like any way to specifically look in and measure you just. Those three towns, they honestly don’t have any bad areas like you could buy on any street and you’re good, that’s for you. Crystal Bridgeway.
Georges El Masri [00:25:57] OK, fair enough. I don’t really know that area too well, but most, most places have a bad, bad pocket or, you know, like a small area that you probably want to avoid if possible. Yeah. But yeah, so that’s great. I’m glad to hear that you’re still doing well here and you’re starting to invest out in Belize and making things happen out there. So all good things for you. That’s great. I wanted to move on to the next section, which is the random five. I’m just going to ask you five questions. You tell me the first thing that comes to mind. Sounds good. So the first question is what the best thing was you learned in the last year
Shawn Rea [00:26:35] has been that I learned in the last year? If you’re not growing, you’re dying. Yeah, for
Georges El Masri [00:26:41] sure. OK, number two and what are sorry in emergency situations? How do you react?
Shawn Rea [00:26:50] I breathe normally, relax myself and then make my and then make a decision.
Georges El Masri [00:26:56] There you go. That’s awesome.
Shawn Rea [00:26:58] That’s something I’m learning right now with. Like diving, I’m doing, I’m doing Dove. I just went through my Dove Master certification and I had a rescue diver certification. It’s some of the stuff that we’re talking about there because there’s emergency situation. Fantastic.
Georges El Masri [00:27:12] Come on. There you go. That’s the perfect thing to do. Number three, what do you find extremely difficult that most people find simple?
Shawn Rea [00:27:21] I don’t have an answer for that.
Georges El Masri [00:27:24] I always I always get people with one of the questions. So don’t worry about it. You can think of it that way to come back to it. Number four, what are some things? Sorry. What are some things that you don’t understand about women? Or maybe just one thing.
Shawn Rea [00:27:41] I live with a house full of three daughters of my way. Yeah. I don’t understand indecisive, indecisive. So that’s why I got your answer for the previous question. The skating I can’t escape.
Georges El Masri [00:27:57] Oh, OK.
Shawn Rea [00:27:58] Yeah, I’ve tried and I can’t. It’s stuck.
Georges El Masri [00:28:01] Yeah, most Canadians find that pretty simple, I guess. Yeah. Number five, What was the last big mistake you made?
Shawn Rea [00:28:10] Last big mistake. That’s an easy one, so the last big mistake was passing on amazing real estate deals because I am being over analytical and realizing that I overanalyze them and that that was a detriment to me. I could have grown more if I had not been so critical on every single aspect.
Georges El Masri [00:28:31] Sure. Yeah, I think that’s pretty common, but it’s great that you recognize that, and I’m sure a lot of people will. Hopefully, you inspire someone to not overthink and just go for it. Yeah. So that’s it. And you just want to tell people how they can reach you and what services you provide.
Shawn Rea [00:28:48] Yeah. Honestly, easiest way to reach me is through Instagram and Facebook, so Instagram is just Shawn as an RTA. Same thing on Facebook. You can. You can reach me. I have a website. It’s Shawn Radican. But social media is the best. So try social media. Cool. Awesome. And I’m a realtor, so services. I do. I have a property management business here in the network there in the region. So having my own property management company. So if you need property management services, you can reach out to us. And I am a realtor as well, so you need help in the acreage and I’m happy to help. Awesome.
Georges El Masri [00:29:30] Shawn, thank you for your time. Thanks for doing this. All the best to you. Safe travels and we’ll talk again soon.
Shawn Rea [00:29:35] Thanks, brother. Thanks for having me.
Georges El Masri [00:29:38] As always, thank you for listening. I hope you enjoyed the content. And if you did, I ask you to share this with a friend, with a family member, somebody who might benefit. And it’s always appreciated. If you can leave us a review, especially if you’re listening to it on the Apple Podcasts app or if you’re on YouTube, give us a like subscribe comment and your support is always.
Georges El Masri [00:29:58] Appreciate it. Thank you very much.