Investing With Your Spouse, Setting Goals, Multi Units And More With Elizabeth Kelly

Investing With Your Spouse, Setting Goals, Multi Units And More With Elizabeth Kelly
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Table of Contents - Investing With Your Spouse, Setting Goals, Multi Units And More With Elizabeth Kelly

Podcast Transcription

George El Masri [00:00:00] Hello, hello and welcome to another episode of the Well Off podcast. This is George El Masri. I am your host. And today I interviewed Elizabeth Kelly. Elizabeth is an investor based out of Kirkland, Lake, Ontario. And to be honest, I wasn't really sure where that was before the episode. I should have done my research. But she explained to me that it's about seven hours north of Toronto on this episode we talked about for well, we started off talking about working with your spouse. And that was important because sometimes if you have one person that is passionate about investing in the other person, isn't, it could lead to a little bit of tension in the relationship. So we talked about how to get on the same page, how to set goals together, all sorts of good stuff for investing with your spouse or your partner. We also talked about multiunit. We talked about rent to own and we talked about investing in Kirkland Lake, the benefits of doing so. So make sure you tune in, listen to the whole episode and let me know what you think. Leave us a comment, a review on iTunes, if possible, or on the podcast app. And also, if you happen to have any real estate, any four to six unit buildings or you know of anyone that has them in Hamilton, Weiland or St. Catherine's. And you're thinking about selling retail to me. I'd love an opportunity to chat with you. I'm looking to buy myself and I also work with a lot of investors. I can make you an offer, so make sure to reach out by going to Well-off Dossie and my contact information is on that page. I hope you'll enjoy the episode and I look forward to connecting with you soon. Welcome to the podcast, where the goal is to motivate, inspire and share success principles. I am here with Elizabeth Kelly, an experienced real estate investor with over 15 years of experience. She has a passion for helping people achieve their goals through purchasing investment properties. She specializes or works in rent to own properties and multi units as well. Her and her husband operate and own Sanshin Management, which is a property management company. And she also does some consulting and coaching through a company called E.K. Consulting and Coaching to help people become investors, develop a plan, create or creatively finance their properties in their portfolio. So, Elizabeth, thank you for joining. I look forward to chatting with you and picking your brain today.

Elizabeth Kelly [00:02:17] Oh, thank you so much for having me. I'm really honored to be here.

George El Masri [00:02:20] Great. So I'd like to start off by asking you a little bit about your childhood. So if you want to tell me where you grew up, one or two things you remember from your childhood.

Elizabeth Kelly [00:02:29] Sure. I grew up I was actually born in Halifax, which many people don't know. It's kind of funny because I'm actually allergic to shellfish. So I have trouble going back and visiting Halifax because everybody wants to eat shellfish, of course. Right. So I my parents moved to Scarbro. My mom still lives in the same house for the last forty some odd years. And I had I had a great childhood. My parents are wonderful people. They worked really hard. They really subscribed to the whole idea of, you know, work hard, go to university, get a degree, get a job. Fifty years of your life in your job. And maybe if you're lucky for a few years before you die, then you can enjoy your retirement. Right now, me being an entrepreneur, that was a bit of an adjustment for them. So, of course, I had a great childhood. I was really lucky, but it was literally my teachings and my learnings were completely the opposite to everything that we know now as entrepreneurs.

George El Masri [00:03:26] And I always just like to ask this question, what do your parents think now that you've accomplished a few things, now that you have some properties in your portfolio, how do they feel?

Elizabeth Kelly [00:03:37] Well, unfortunately, my dad's passed away, but my my mom, I think she has some days where she's really proud and then she has other days where she thinks I'm nuts. So she's she goes, but, you know, you really need some downtime and you need to take a break and you need to relax. And I'm like, when you're an entrepreneur, it's so different where you're literally your eyes are on the prize so much and you're working and you feel so fulfilled in what you do. I just find that it's a different it's not like working for somebody else. It's not like being in a job. It's just it's just different. And it doesn't really feel like work is often like these days where, you know, I mean, every entrepreneur does stuff they don't want to do, like accounting. Yeah. But, you know, it feels different when you know that you're working on achieving your goals and you're feeling your passion and doing what you want to do. I'm sure you found that, too.

George El Masri [00:04:32] Oh, of course. Of course. It's so different, I think, about going back to like an office job or something. And I just definitely can't see myself doing that now.

Elizabeth Kelly [00:04:41] Yeah. And that's the thing about being an entrepreneur. You can go from being an employee to an entrepreneur, but you go from being an entrepreneur back to an employee. I couldn't imagine, like I remember disagreeing with some of the ethical decisions that my bosses made. And I remember seeing the way some coworkers were treated and finding that really unfair. They are really upsetting, and I couldn't imagine going back to not being the one who calls the shots.

George El Masri [00:05:05] Of course. Do you ever have those days where you just want to quit and you just question what you're doing or you just wish you had a simpler life in some ways, so.

Elizabeth Kelly [00:05:16] No, I never have those days. Never. Yeah, I don't think we're human. If we don't have those days where we we second guess ourselves and we question what we're doing and and who we're becoming as part of this process. But I think when you're super focused on what you're looking to accomplish, when what you want to achieve is your why,

Elizabeth Kelly [00:05:43] then I think it's just different because you I mean, it's like waking up and it's like being grumpy. Like my husband laughs at me because I always wake up in a good mood and he wakes up and it's it's sort of hit or miss, right. And I'm like, I just don't see the point of being grumpy. It doesn't get you anywhere. But it happens sometimes whether you want it or not. Right. Right.

George El Masri [00:06:04] Yeah. So why don't you tell us a little bit about your journey as a real estate investor, maybe where you started, where you're at now?

Elizabeth Kelly [00:06:12] Sure. So my husband and I started investing. Around twenty five, so we started off just buying condos in Newmarket, Ontario, and then we bought a couple of single family homes and duplexes and we got about 18 doors. And we're like, this is awesome. Now we want to level up because my husband was like, we want to be able to leave our jobs. So we took the RICCIARDONE education and then the first you do the two hour intro course and then you do the three day and we're part way through the three day. And we had to make the decision about whether we were going to invest in our education. And my husband's an engineer. So how much an engineering degree costs. And we're like this rich dad stuff is as much as his engineering degree as much as my degree. And we started thinking about it. And we're like, we've been doing the right thing. We've been doing it the wrong way. Like we've just got condos, we've got single family homes, we've got duplexes. Like, what are we going to do? Just wait for them to hatch? Like, we're just going to sit on them and love them and wait for them to go up in value. But then what? When we've left our jobs, how are we going to access any of the equity that we have in these properties? So we really wanted to figure out the right way to do things. So we spent, I guess, about a year and a half taking courses and learning and developing our networks. And then from there, we launched our property management company. We started doing some. We started buying buildings and Zanjani, Brunswick and in Ontario and we started doing rental homes sort of in a number of different areas across the country as well.

George El Masri [00:07:51] Interesting. Well, I've got a few questions for you. First of all, were you and your husband both equally interested in investing when you started off or was one person kind of pushing the other to to go ahead?

Elizabeth Kelly [00:08:03] Oh, yeah, I know it was my husband. We call him the the bulldozer in the office or the steamroller because he's literally like, you've got to get on the train because it's leaving the station. So, I mean, at that point, you know, I was pretty new to being married and I had some preconceived ideas about what being married and working with your spouse looked like it was supporting your spouse looked like. And it's kind of funny because a lot of my coaching clients, I'd say probably 50 percent of my coaching clients at least, are couples. And I think the reason why we're sort of drawn to each other is because I know what it's like to work with your spouse. I know how challenging it can be, but I know how rewarding it can be. And you have to do some really important things like setting boundaries, you know, talking to me about real estate when I'm in the washroom, like those kinds of boundaries, because otherwise it's just a free for all. And you can literally eat, sleep and breathe real estate.

George El Masri [00:08:58] So I struggle with that to my my wife's also a realtor or both the realtors. And I just sometimes I have to just tell her that's enough real estate for the day, as it were, right before bedtime. Yeah. Let's let's talk about something else.

Elizabeth Kelly [00:09:14] Absolutely. And you really have to put those boundaries. Know real estate in the bedroom now. Real estate after nine o'clock at night. If you don't snap those healthy boundaries, it literally creeps in. And then, you know, it's not like when you have when you're an employee and you have an issue with your boss or a coworker, when you go home at night, you can kind of leave that behind. When you're working with your spouse, it follows you. It follows you to bed, it gets up and it follows you to breakfast in the morning and it's not healthy. So you really have to actively set those boundaries. The other thing I found is that you have to keep your communication game when you're working with your spouse. Like know, I think honestly, some people stay married because they get to go to work and they're apart like 12 hours a day. Right. So potentially that means that they only spend a couple an hour in the morning, a couple of hours in the evening, and then the relationship works really well. But when you're with your spouse 24/7, it's a whole different level. So I definitely I can definitely see how the lockdown's and covid and work from home. I can see how that's been super challenging on marriages, because sometimes it's really nice just to be able to go out with your friends or enjoy the commute to work, listen to the podcast, those kinds of things when you're not in each other's pockets all the time.

George El Masri [00:10:32] Oh, yeah, for sure. On that note, how important is it for couples to set goals together in terms of like real estate investing? Let's say you have one person that is a lot more interested than the other in investing. What would you suggest for. Is it important to get the other person involved or goal setting or is it good to just kind of create those boundaries?

Elizabeth Kelly [00:10:54] I don't think it's important if you're both going to be working in real estate that absolutely you have to do goal setting together. There's no question about it, because you can't have one person pulling this direction or one person pulling this direction. And then the net movement in the middle is non-existent. Right. But when you want to work, when you want to do real estate and your spouse doesn't want to be involved, I think it's important. And I usually encourage my coaching clients like bring your spouse with the first section so that they understand what you're doing. They're not living in fear. They're not afraid that they're going to wake up one morning and you've spent all their money that you have and take on all this massive debt. And it's going to submerge you guys, even if your partner or your spouse isn't involved in the real estate, it's really important that you're communicating and that you actually have their support, because if you are trying to balance work and your home life and then trying to do real estate as well, if you have someone who is constantly saying, why aren't you spending time with your kids, miss you? Listen, we have this family event and you're not even you're not even here. You're on your phone all the time. Those are the kinds of things that I find chip away at relationships and chip away at marriages. So it's a lot it's much better to have that conversation say, listen, I want to do real estate. Here are the reasons why. Here's what I want to accomplish for us. This is the life that I envision for us. And I think it's going to take me three years, five years, ten years to get there. But this is why I want to do this, because I want you to retire from your job, because I want us to travel and enjoy life together as a couple before we're both too old to even lift up a suitcase. Right. So I think it's really important at all times to have great communication, but especially when you're thinking about embarking on an endeavor like this, which is going to take. Time, money, energy, and sometimes we'll leave you grumpy and tired.

George El Masri [00:12:44] Oh, yeah, for sure. And sometimes you take it out on each other, right? Because I don't know, I mean, the stress gets to you or whatever. Yeah. So that's that's a lot of good points there for for people that are in a relationship or married and looking to invest or already are investing. It's obviously super important to have your your spouse or partner on board with you and to be supportive of each other. So that's a great thing to touch on in terms of the actual investing. I know that you talked about rent to own and you talked about multi units. And those are two completely different things. How so? How did you get into multis and why did you do that?

Elizabeth Kelly [00:13:25] So we got into multis because when we started running the numbers and looking at a house here, a house there, when we started running the true numbers, when you factor in, you know, the the wear and tear every four years, you need to paint every eight to 10 years. You need to do florry. You know, you've got to when you start factoring in the stuff that a lot of people don't with single family homes, then and of course, the higher vacancy rate, because, you know, someone moves out and your place is vacant and you're doing rentals, you got 100 hundred percent vacancy. So when we started doing the true math, we went single. Family homes don't make sense unless for us anyways, unless you're doing flips or unless you're doing rent to own. So that was when we started focusing on the multi units and my husband loves multiunit. You would buy them all day, every day. You know, he loves them. I found as we got further and further into them that my background is is working. I worked for ten years and not for profit. So I worked for United Way and the EMS Society and, you know, a couple of other organizations. And I really found that I had to feel good about what I was doing. I had to feel like I was helping people in addition to helping myself and my family and those kinds of things. And that's why Renton's really resonated with me, because I had the opportunity to meet these amazing families and to utilize my real estate expertize to help them find the right property, to get the financing, to get them moved in. And, you know, when you they have their first Christmas in the house and they send you the Christmas card and it's, you know, their living room with their Christmas tree all set up. And they're there, like, if it wasn't for you, this wouldn't have been possible. That's what I go to bed at night and I'm like, I feel fulfilled right now. I'm happy.

George El Masri [00:15:11] Yeah, for sure. Yeah, that's I've heard that before, too. And definitely if you are that type of person, then there's a lot of reward

Elizabeth Kelly [00:15:19] in that strategy

George El Masri [00:15:20] and it's a win win for, for everyone, for the most part or just for everyone, period. And so you're in Kirkland Lake. I don't even know where that is, right.

Elizabeth Kelly [00:15:32] Where it was, where I think most people

Elizabeth Kelly [00:15:34] don't worry about seven hours north of Toronto.

George El Masri [00:15:36] Oh, wow. OK, is that where you live?

Elizabeth Kelly [00:15:41] Yes, I mean, we still have family in my mom's and Scarbro, my in-laws are in Newmarket, we still have family and friends and we come and visit often free covid. We were down at least once a month, but our home base is Kirkland Lake now.

George El Masri [00:15:54] Were you driving seven hours every month? Yep. Wow. OK, it's a long drive. So what brought you out to Kirkland Lake?

Elizabeth Kelly [00:16:03] It just the numbers worked. You know, my husband, he was fanatical. It goes, I think with the engineering personality a little bit. The engineers are just a different breed. And no offense. And if any of your your listeners are engineers, I love them, but their brains just work in a slightly different way. So for him, he was just on a mission. And at the time, it was it wasn't real to a commercial. It was sort of another entity. And he basically set a goal that he wanted to start at the bottom and run numbers on properties all the way up until he found a community where numbers made sense.

Elizabeth Kelly [00:16:36] Wow.

Elizabeth Kelly [00:16:37] So that's what he did. He got to Kirkland Lake and then he sort of widened his focus and he looked at the market. He looked at the fundamentals, the economics of the community, and both of them lined up and he said, OK, this is our next place and this is where we've been ever since.

George El Masri [00:16:52] Awesome. Can you share with us kind of what numbers you're seeing now in Kirkland Lake in terms of the price per door and also the rents that you get, that kind of thing?

Elizabeth Kelly [00:17:02] Well, we used to be able to get some pretty screaming deals. I mean, we've bought multiple units where we're paying five or ten thousand a unit. Wow. We bought a duplex for for fifteen thousand dollars. There used to be a lot more. But as real estate in general has lifted the real estate, even in smaller markets like Kirkland, Lake has the thing to keep in mind with with something like Kirkland Lake and with these smaller tertiary markets is you're buying for cash flow. You're not buying for a substantial appreciation like you look at Ottawa and Ottawa has increased depending on who you talk to, between 15 and 20 percent during covid last year. That's a crazy number like it. It's much more on the tertiary markets are much more conservative. But what you're doing is you're trading projected appreciation for actual cash flow, or at least you should be. That should be the break. So now you know, a unit that needs some work to it, you're probably looking about fifty thousand. We had a duplex appraised for two hundred something, two hundred twenty five thousand a little while ago. So definitely things that are well renovated. Our goal is always to attract the highest caliber of tenants. So we want units that are nicely done. We sort of we provide all kinds of units. We have quite a range. If someone comes to us and says, hey, I want to live in Cook, like, what have you got? We can show them two bedrooms that are anywhere from six fifty to fifteen hundred dollars so we can accommodate a lot of different budgets. But I find the ones that give you the highest caliber of tenant are the ones that are typically newly renovated, that there's people a waiting list sometimes for people to live. They want to live in that unit in particular because it's so nicely done.

George El Masri [00:18:52] Can you kind of describe what your tenants typically look like, the ones that are living in your units or not look like but I mean, like what are there like around here? Yeah, you know what I mean. What do you do for work and all that?

Elizabeth Kelly [00:19:06] The tenant profile. So we really have sort of I guess maybe three different common tenant profiles. So we definitely have some people who are on some form of government assistance and they, for whatever reason, are not able to work. We have no issues with that as an income source. And so we have sort of, though, that kind of group of people, the next group of people we have are the people who are sort of we have a lot of like nurses, physiotherapists, people who are service providers. They really work hard. And they they kind of they need somewhere nice and peaceful and quiet to come home to at night. And then we have the third group who are typically in our like our furnished type rentals. And there are people who are more contractors. They might be in town for a few weeks or a few months to work at the mine. We have a lot of miners, too, actually. That being said, but definitely you everybody thinks Kirk will make when they think of Kirk like anyways, they think Kirk like them. I think gold right away. And there's so much more here than that. And that's why we kind of feel like Kirk is a little bit like our sort of, you know, our little gem that we found because we have a hospital. It's actually the command center for the the district. We've got a couple of seniors homes. We've got Northern College, we've got a big veterans affairs. They just did a huge hiring and hired a bunch more people. So we've got quite a few sort of established businesses here. There's a lot more going on than just school. But, of course, as the. Price of gold goes up and the government prints money then. This is not a bad place to be, right?

George El Masri [00:20:47] Sure, sure. That's interesting. I don't know anything about gold mines, but I guess the like is there a certain amount that they're allowed to mine every year or is it just whatever you can get?

Elizabeth Kelly [00:21:00] I think I don't know that much about sort of the mining process and the rules and regulations around it. I my understanding, though, is it's more governed by how much it costs them and how long it takes them to pull gold out of the ground. So, I mean, I don't know if they could if they developed efficiencies and scale gold or the Mikasa mine site is one of the most efficient mines in the world. My understanding is it's got one of the lowest cost per ounce. So I believe as they become more efficient, then they might just be able to continue to pull more out. But I don't know.

George El Masri [00:21:34] OK, so we touched on the tenon profile. We touched on why you invest in Kirkland Lake, and that's obviously for the cash flow. So you're saying if you're looking for appreciation, this isn't the ideal market for you. But in terms of cash flow, what kind of numbers can you expect? That's one question. And then my other question is, do you have a lot of investors that are in the GTA that are investing remotely in Kirkland Lake?

Elizabeth Kelly [00:21:59] Hmm. So I know most people, when they're looking for cash flow in in larger markets, they're looking for like seventy five dollars a door. I'm looking for a minimum of two hundred a door up here. And it's funny because we originally started our property management company because we just wanted to manage our own units and we we got big enough that we thought, OK, it would make more sense. Let's just hire let's just have someone to help out with the property management and let's have someone to help out with the maintenance and repairs. And then as people sort of started to hear about Kirkland Lake or they found Kirkland Lake on their own, then they called us and said, would you be willing to manage? And we kind of said, well, we're not sure we're really set up for that. And as more and more people asked, we went, OK, OK, we'll do it. So we probably have, I would say, about 15 to 20 investors who live in the GTA or Ottawa or wherever else. And and we manage the properties for them and we look after them the same way that we look after. And it's not like someone says, I want to see a two bedroom and we only show them our vacancies first. And then the way we look at it, the owner of the owner doesn't matter. Every building is treated exactly the same.

George El Masri [00:23:09] Yeah, OK, so your expectations when you invest in Kirkland Lake, it's to generate about two hundred dollars a door net. And is that including the property management fee typically or are you not looking at because you're doing it yourself.

Elizabeth Kelly [00:23:24] No, we, we pay like our real estate companies,

Elizabeth Kelly [00:23:27] pay our property management company for management too. So I would say it would probably be after property management. That would be my goal. But if I found a place that had a tremendous like we're still able to do burs on multiple units up here fairly easily.

George El Masri [00:23:44] Really? Yeah, well, yeah. I mean, if you're able to jack up the rents. So what would the rent be typically for a one bedroom or two bedroom.

Elizabeth Kelly [00:23:52] Again, it depends very much on the business. I'd say like an average one bedroom, you're probably looking at around six fifty and then a really nice one bedroom. We have some that we're getting almost nine hundred dollars a month. Awesome.

George El Masri [00:24:09] Cool. OK, that's great. So yeah, we covered some of the numbers here on the Maltese and the cash flow seems pretty strong in terms of your coaching. I know we kind of touched on that a little bit. Can you tell us about your coaching? What do you help people do? What's your main focus?

Elizabeth Kelly [00:24:28] I'm so glad you asked that question because it's another thing in my life that kind of lights in the light, my fire. Right. So I was a trainer for dad for eight years

Elizabeth Kelly [00:24:38] and I loved

Elizabeth Kelly [00:24:39] teaching and I loved working with the students. But the challenge I had was that I'd spend three days with them and of course or I'd spend six weeks in an online course and then I wouldn't hear from them. I wouldn't know how they were doing. Maybe they'd come back and take a refresher or I bumped into them at a networking event, but I never really knew how they were doing. And when people come back, they'd be telling me about these challenges. They were have trying to figure out all the different pieces of their puzzle. So when I left Rich died last January, I said to myself, I said, what is it I want to do? How do I want to be different? Because there are tons and tons of awesome coaches out there. There are so many people who are doing a fantastic job of helping investors. I thought, what do I want to do that's different? And I thought, I want to work with people who want to build a business, people who want to say, you know what, I want to be able to leave my job in a few years or I want to plan for my retirement, not I want to buy one property or I want to buy two properties, but. I want to buy four properties, I want to buy property a year for the next eight years, I want to have some sort of a portfolio, but I don't know how and where to get started. So that's really my specialty is working with people who either already have a few properties, but they're struggling to grow. We all know we can go with financing at some point. Right. And yes, figuring out how they is the property currently being used for highest and best use. Is there an opportunity to increase the returns on that particular property? And then how do they go about acquiring more properties? A lot of people come to me because they want to know asset protection. Should I incorporate? If I should incorporate, how do I do that? Do I talk to what questions do I need to have? So these are all the different sort of fundamentals. And I basically look at it like everybody has a puzzle. Everybody's life is a puzzle. So our job is to figure out the pieces that we want to put in so that we know what the finished picture looks like. And my job as a coach is to help people find those missing pieces. And usually it's knowledge, sometimes it's confidence. Sometimes it's within the right people on their power team. Sometimes it's helping them create the right systems and processes. I have a couple of clients last year who started their own property management companies and they're saying how what what processes do I need to have for screening my own tenants and these kinds of things? So, you know, really figuring out what the what the end puzzle looks like and then what the pieces are and what's missing. That's kind of, I guess, my my sweet spot as a coach.

George El Masri [00:27:16] Awesome. Yeah. And we'll cover at the end how people can reach you. But before we do that, I want to jump into the next section, which is the random five. So I think you've heard of this, but I'm going to ask you five random questions and you just tell me the first thing that comes to mind. OK, the first one is, are you usually on time for events and appointments? Absolutely, yeah. Of course, as a coach, you have to be and everything else that you do.

Elizabeth Kelly [00:27:43] Not much is that I'm a bit of a Taipei's and I tend to get, I guess maybe being a little judge here. But I tend to think that if you're late, it's kind of rude. So I try very hard not to be late.

George El Masri [00:27:56] Right. Awesome. Number two, who did you last speak with on the phone?

Elizabeth Kelly [00:28:04] Oh, I talked to a rent to own client this morning.

George El Masri [00:28:06] Oh, OK. Hopefully it was a good conversation.

Elizabeth Kelly [00:28:09] It was awesome. I'm super excited to work with them.

George El Masri [00:28:11] Cool. OK, and number three, what do you think of genetically modified food?

Elizabeth Kelly [00:28:21] That's a funny question. I don't know enough about it to form a really informed opinion, to make an informed opinion, so I basically I stay away until something tells me different.

George El Masri [00:28:33] Yeah, I always get these random, like, I don't actually create these questions. So there is always those weird random ones, but I still like them anyways. I love that. Yeah. What did you buy yesterday.

Elizabeth Kelly [00:28:46] Oh, I bought I bought cookbooks, I'm getting into this awesome guy, he's called the medical media and he's all about how to eat in a way that restores the health and the balance in your body. So we made some of his recipes in the last couple of days. So I was really excited and I bought some more of his his cookbooks.

George El Masri [00:29:06] Oh, there you go. You can ask him about genetically modified foods.

Elizabeth Kelly [00:29:10] Yeah, I'm pretty sure he would not be a fan.

George El Masri [00:29:12] Yeah, sure. Number five, what success principle do you live by?

Elizabeth Kelly [00:29:18] Always show up no matter what. No on time, but but I'm not talking about, like physically, I'm talking about like mentally, emotionally, always show up no matter what's going on, no matter how you feel about a situation, no matter what preconceived ideas, you have always show up because ninety five percent of the time, what you fear the most is not what the outcome is going to be. And by showing up, you can prove that to yourself again and again and again. And hopefully, you know, any sort of anxieties or fears that you have will dissipate with the repeated exposure. But also, you know, there's been times where there's been like social events. I'm not I don't want to go to this. I just want to stay home in my pajamas and read or something like that. And then you go and there's that one key relationship that you that you form or that one key introduction that's made. And it's just it's life changing. And I think if you don't show up, if you sit at the back and if you play on your phone and if you watch too many YouTube videos, then life passes you by. And I don't want to regret anything.

George El Masri [00:30:19] Oh, absolutely. And I can tell just from hearing you speak for the last couple of minutes that you are a great coach. And I do thank you for for doing this. I want to ask you, how can people reach you? And I know we touched on it, but what services do you provide?

Elizabeth Kelly [00:30:35] So if people would like to reach me, typically the easiest way is to send an email to Elizabeth at E.K. Consulting Dossie. My website is E.K. Consulting Glitzier. If people are looking for property management in Kirkland Lake, then they can email info at Sandstone Management DOT and super easy to find on Facebook. And I love connecting with people. I love Facebook because I like being able to get to know a little bit about people before I talk to them and say, oh, you know, you got kids and this is where you live and this is what you're up to. So, yeah.

George El Masri [00:31:10] Cool. Did you do that? Did you do that with me before we got on this podcast here?

Elizabeth Kelly [00:31:14] Oh, absolutely. I wouldn't come unprepared.

George El Masri [00:31:17] Right. So OK, Elizabeth. Well, thank you so much. And I'll be sure to include all your info in the show notes. I appreciate your time.

Elizabeth Kelly [00:31:26] Awesome. Thank you so much. It's been lovely getting to know you a bit better.

George El Masri [00:31:29] Same here.

Elizabeth Kelly [00:31:30] Thanks. Take care.

George El Masri [00:31:32] Thanks once again for listening to another episode of the Well Off podcast, just want to remind you that if you do appreciate the content, all I ask is that you comment, maybe like it if you can, on the platform that you're listening to it on and finally share it with friends and family. I'd love to get the message out there and it would mean a lot if you can share it. And finally, I just wanted to offer you as a valued listener, a free copy to the roadmap to real estate investing, which is a document that I've put together which helps you identify what strategy would best suit your needs at this current time. You go over certain things that are included in this document step by step, and it'll hopefully provide you with some clarity. So have a look. You can go to w w w well off Dossie Forward Slash guide to download your free copy.

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